Tailored E&O Coverage Built for Real Estate Professionals
Protecting Real Estate Agents, Brokers, Property Managers, and Appraisers with Comprehensive Professional Liability Coverage.
In today’s market, real estate transactions are increasingly complex, exposing professionals to higher risk from disclosure disputes, contract misunderstandings, and property management liabilities. Madrona Insurance provides custom Errors and Omissions (E&O) coverage tailored to your specific operations.
Primary E&O Application
Standard application for Real Estate Agents, Sales Associates, and Residential Brokers seeking new or renewal E&O coverage.
Supplemental Application
Required supplemental form for firms involved in Property Management, Appraisal Services, or Mortgage Brokerage.
Who We Protect
Customized risk management for specialized disciplines across the real estate sector.
Real Estate Agents & Brokers
Protection against failure-to-disclose allegations, listing errors, fiduciary duty claims, and administrative complaints.
Property Managers
Specialized defense covering tenant disputes, Fair Housing/ADA allegations, operational oversight, and leasing errors.
Real Estate Appraisers
Indemnity and defense coverage addressing valuation disputes, lending compliance inquiries, and property assessment claims.
Mortgage Brokers
Tailored liability coverage protecting against allegations of financial loss, loan origination oversights, and disclosure disputes.
One claim shouldn't put your license at risk
A single disclosure dispute or contract disagreement can escalate into a board complaint, a lawsuit, and years of exposure. The right E&O policy responds the moment a claim is served — before a minor disagreement becomes a threat to your practice.
Get Protected
Key Coverage Features & Options
Designed to shield your policy limits and minimize out-of-pocket expenses.
Broad Definition of Services
Coverage extends across standard residential sales, commercial transactions, leasing, and professional consulting.
Defense Outside Policy Limits
Maintains your full policy limit for claim settlements by paying legal defense costs separately.
Prior Acts & First-Dollar Defense
Shields historical transactions and reduces immediate out-of-pocket expenses when a claim is served.
Fair Housing & Board Expense Defense
Sublimits available to cover legal fees for administrative proceedings, licensing board inquiries, and regulatory complaints.
Cyber & Wire Fraud Add-Ons
Protects your practice against escrow/wire fraud risks and unauthorized document access during online transactions.
Flexible Deductible Options
Tailor your deductible parameters to balance cash flow preferences with comprehensive liability protection.
Coverage that keeps pace with how you actually work
Whether you're closing residential sales, managing a portfolio of rentals, or signing off on appraisals, your exposure isn't one-size-fits-all. We structure policy terms around your real operational scope — not a generic template.
Supplemental Application
Why Partner with Madrona Insurance?
Niche Professional Expertise
We focus specifically on professional liability, understanding the operational risks distinct to transaction real estate and property management.
Tailored Risk Solutions
No generic, off-the-shelf policies. We structure your policy terms to match your actual operational scope and firm size.
Dedicated Claims Support
When a dispute or inquiry arises, our team assists you from initial notice straight through to resolution.
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