Don't Get Screwed by Your Deductible.
If you’re checking your car after a fender bender or staring at storm damage on your roof, you’re probably dreading the insurance call.
The Ugly Truth: Standard auto and homeowners insurance policies carry high deductibles—often $1,000, $2,500, or a 2% wind/hail split. On a $400k home, that means $8,000 out of your own pocket before your insurer pays a single dime.
Meet Deductible Protection Through Madrona Insurance
There is a faster, stress-free way to shield your savings when accidents or severe weather hit. Deductible Defender reimburses your out-of-pocket deductible payments for home, auto, and personal property claims so life’s emergencies don't wreck your budget.
Get Protected in Less Than 2 Minutes
Don't wait until after an accident or storm to wish you had deductible coverage.
Click Here to Enroll OnlineFast enrollment • Immediate coverage activation for deductible benefits
How Filing a Claim Works
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1
File Your Primary Claim: Handle your auto or home claim with your standard carrier as usual.
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2
Submit Proof of Loss: Initiate your request online within 90 days and upload your paid deductible receipt.
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3
Get Reimbursed: Your reimbursement is reviewed and paid back directly to you within 30 business days.
Have questions about setting up your plan? Reach out directly.