Specialized Protection for Legal Professionals

The legal profession carries inherent risks, where even a minor oversight can lead to significant financial and emotional consequences for your clients—and your firm. By partnering with multiple A-rated insurance carriers, Madrona Insurance secures the comprehensive coverage and competitive pricing your practice deserves.

Core Lawyers Professional Liability Benefits

Comprehensive Defense Coverage: Provides a dedicated legal defense for “claims” alleging professional errors or omissions, including coverage for defense expenses even if the allegations are groundless or false.
Broad Personal Injury Protection: Includes coverage for professional offenses such as malicious prosecution, slanders, libels, or the violation of a person’s right to privacy.
Prior Acts & Retroactive Protection: Covers “wrongful acts” committed on or after an established retroactive date, ensuring your firm’s past work remains protected.
Network & Information Security: Protects against offenses like the failure to prevent a computer virus transmission or unauthorized access to confidential client data.
Worldwide Territory: Your policy applies to “wrongful acts” committed anywhere in the world, providing your firm global security.
Enhanced Firm Security & Support

Disciplinary & Regulatory Defense: Provides up to $25,000 per proceeding (up to $50,000 aggregate) to reimburse expenses for defending against formal professional misconduct investigations.
Crisis Management Reimbursement: Access up to $10,000 per event (up to $30,000 aggregate) for public relations consulting to mitigate a “Crisis Event” that could harm your firm’s reputation.
Supplementary Payment Benefits:
Loss of Earnings: Reimburses up to $500 per day (up to $15,000 per policy year) for time taken off work to assist in your firm’s defense.
Appeal & Attachment Bonds: Covers the cost of required bonds for judgments or attachments within your policy limits.
Mediation Incentives: Your deductible may be reduced by 50% (up to $25,000) if a claim is resolved through voluntary mediation within 30 days of the session.
Strategic Continuity Features

Innocent Insured Provision: Ensures that coverage remains intact for insured persons who did not participate in or have knowledge of a partner’s dishonest or fraudulent conduct.
Predecessor Firm Coverage: Extends protection to past entities that have been dissolved or acquired, provided specific asset or principal transfer requirements are met.
Extended Reporting Options: Offers flexible “tail” coverage periods, ranging from 12 months to unlimited, ensuring long-term protection after a policy is cancelled or not renewed.
Spousal & Domestic Partner Protection: Extends coverage to the assets of a spouse or domestic partner for claims arising from an insured person’s “wrongful acts”