Commercial Insurance

 Directors and Officers (D&O) insurance protects the individuals who serve as directors and officers of a company from personal financial loss if they are sued for actions taken while managing the company. It covers legal fees, settlements, and other costs associated with lawsuits alleging wrongful acts, such as breach of fiduciary duty, misrepresentation, or failure to comply with regulations. 

 Lawyers Professional Liability (LPL) insurance, also known as errors and omissions (E&O) insurance or legal malpractice insurance, is a type of professional liability insurance designed to protect lawyers and law firms from claims arising from professional services.   

 Architects and Engineers Errors and Omissions (E&O) insurance, also known as professional liability insurance, protects design professionals from financial losses due to claims of negligence, errors, or omissions in their work. This type of insurance helps cover legal costs, settlements, and judgments arising from mistakes made in designs, plans, or specifications.  

 General liability insurance for a handyman or general contractor covers them for claims of bodily injury or property damage they cause to others during their work. This can include things like a customer being injured on their property, or damage to a client's home while working on a project. It's a crucial type of insurance to protect a business from potentially devastating financial losses due to accidents or negligence 

Garage insurance, also known as garage liability insurance, protects automotive businesses from liability risks related to customer injuries or property damage arising from business operations. It's a specialized form of general liability insurance tailored for businesses in the automotive industry, like dealerships, repair shops, and body shops. It covers a range of incidents, including slip-and-fall accidents, damage to customer vehicles (through Garagekeepers Legal Liability insurance), and a

 A Businessowner's Policy (BOP) is a package of insurance policies that combines property and liability coverage for small to medium-sized businesses. It's designed to be a convenient and cost-effective way to protect businesses from common risks like property damage, lawsuits, and income loss due to unforeseen events.  

 Miscellaneous Professional Liability (MPL) insurance, also known as Errors and Omissions (E&O) insurance, protects businesses and individuals from financial loss due to claims arising from errors or negligence in their professional services. It covers defense costs and potential damages resulting from lawsuits alleging professional mistakes, failures to deliver services, or other breaches of professional duty.